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| R.W. Scobie — SNAP Program |
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| Special Needs: Ambulatory & Paratransit Program |
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A Package Program Covering General Liability, Professional Liability, Auto Liability including Loading and Unloading, and Auto Physical Damage.
Program Advantages
- Program Carriers are AM Best Rated A+
- All Claims Handled Within One Insurance Group. There are no "grey areas" by a carrier denying an auto claim because it should be a general liability claim or vice versa.
General & Professional Liability Coverage
- Both coverage parts are written on Occurrence Form
- Limits of up to $1million/$3million.
- Physical/Sexual Abuse coverage is included
- Employee Benefits Liability available as an option
- Zero deductible for both coverage parts.
This program is offered in the following states:
- Iowa
- Wisconsin
- Nebraska - (coming soon)
- Minnesota - (coming soon)
Please click on one of the links below:
- Program Information - A program flyer that can be downloaded and printed. We can also customize it with your agency information — contact us to have this done for you.
- Management Tips - Helpful ideas for Management that can be downloaded and printed.
Program Information
- Program Information - The informational program flyer that can be downloaded and printed.
- Management Tips - Helpful ideas for Management that can be downloaded and printed.
- Application - A fillable PDF-form that can be filled out online and submitted or printed and taken when visiting an insured.
- Informational List - What you need for a complete submission
Requirements for Submission
- Completed SNAP application. If completed, we do not need Acord applications to quote the General Liability, Professional Liability or Commercial Auto coverage sections. Be sure to include the date of hire for all drivers and all of the information requested in the vehicle schedule section.
- Five year currently valued loss runs, if the prospect has been operating that long.
- New Ventures will be considered with additional information:
- Resume of Key Employees noting employment and management experience pertaining to special needs transport; and
- Business plan and proposed operating budget showing estimated revenue and expenditure for the coming fiscal year
- Where to send your submission
Where to send your submission
- Claim Reporting
- Program Staff Contact Information
Charlene Prather-Glenton
- Transportation Underwriter: Business Auto, Public Auto, Trucking, Garage, Monoline Physical Damage, Monoline Motor Truck Cargo, Non-Trucking, Excess Autos & Umbrellas
- charlenepg@towerspecial.com
- (800) 837-1525 Ext. 315
Kelly Tautges
Lee Hartwell
Renee Jendusa
- Marketing Representative - WI
- Commercial P&C, Miscellaneous Professional, Architects & Engineer Professional, Allied Medical
- rjendusa@rwscobie.com
- (800) 837-1525 Ext. 318
Jim Trager
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